Best for Customer Support
Goldco Review
A two-decade veteran with one of the smoothest rollover processes in the business.
Updated September 2026 · Founded 2006
Frequent bonus-silver promotions on qualifying accounts
Goldco has been selling precious metals since 2006, making it one of the longest-standing dedicated gold IRA firms in the country. Its signature strength is process: a dedicated specialist walks each customer through the rollover from the first call to funded account, handling custodian paperwork along the way. Combined with an unusually strong buyback commitment and a mountain of positive reviews, it is the provider we'd point most rollover customers to first.
Goldco Pros & Cons
Pros
- Nearly 20 years in business — one of the longest track records in the niche
- Dedicated specialist manages the entire rollover, including paperwork
- Strong buyback program when it's time to liquidate
- Consistently excellent customer reviews at scale
Cons
- $25,000 minimum is mid-to-high for the industry
- Product prices and spreads aren't published online
- Bonus-metal promotions can distract from comparing real costs
Score Breakdown
Nearly twenty years in business with an A+ BBB rating held for over a decade and thousands of positive reviews.
A consistently reported schedule — $50 setup, $80 annual, $100–$150 storage — though product pricing still requires a call.
Gold and silver IRAs plus direct purchases, with the industry's most prominent buyback commitment.
Specialists guide the full rollover start-to-finish and reviews consistently praise the process.
Free gold IRA kit and a large library of plain-English explainers.
Goldco in a Nutshell
| Founded | 2006 |
|---|---|
| Minimum investment | $25,000 |
| Metals offered | Gold, Silver |
| Custodians | Equity Trust, STRATA Trust, Self-directed custodians of your choice |
| Depositories | Delaware Depository, Brink's Global Services |
| Setup fee | $50 (one-time) |
| Annual fee | $80 account fee |
| Storage fee | $100/year, or $150 segregated |
| Best for | Rollover customers who want the paperwork handled end-to-end |
A higher $50,000 minimum can apply to rollovers from an existing 401(k) or IRA. Promotions regularly cover first-year fees or add bonus silver on qualifying orders.
The rollover experience
Moving a 401(k) into a self-directed IRA involves a custodian application, a transfer request to your existing plan administrator, and a metals order — three separate handoffs, each a chance for something to stall for weeks. Goldco assigns one specialist to shepherd all of it, including chasing your old plan administrator, and the volume of reviews that specifically mention smooth rollovers suggests the system works.
This is the company's core value proposition and it is a real one. The mechanics of a rollover are not difficult, but they are unfamiliar, and the failure modes are unforgiving — an indirect rollover with a missed 60-day deadline turns a retirement account into a taxable distribution. Having someone competent make sure the transfer is coded correctly is worth something.
Fees, promotions and the buyback
Goldco's schedule is consistently reported as a $50 one-time setup fee, $80 a year for the account, and $100 a year for storage rising to $150 for segregated vaulting — putting all-in annual costs around $180 to $230. That is competitive, and more consistently documented across sources than several rivals manage.
One point that catches people out: while the general account minimum is $25,000, a higher threshold — commonly cited at $50,000 — can apply to rollovers from an existing 401(k) or IRA, which is precisely how most Goldco customers arrive. Confirm which figure applies to your situation before you plan around it.
Goldco leans hard on promotions, particularly bonus silver on qualifying orders. Treat those as a pleasant extra rather than a reason to buy: bonus metal is funded out of the spread, and a few thousand dollars of free silver never compensates for an extra point of markup on a six-figure purchase. The durable differentiator is the buyback commitment, under which Goldco undertakes to repurchase metals from customers when they want out — the clearest exit path of any company we rank.
As with most rivals, you will not find live product pricing on the website. Ask directly what you are paying per ounce against that day's spot, and what Goldco would pay you for the same item back today.
Products, storage and track record
Goldco focuses on IRS-eligible gold and silver — no platinum or palladium — available both inside IRAs and for direct delivery outside a retirement account. Custody runs through Equity Trust, STRATA Trust or a self-directed custodian of your choosing, with storage at established depositories including the Delaware Depository and Brink's, segregated available at the higher rate.
Founded in 2006, Goldco has held an A+ BBB rating for over a decade and carries a Trustpilot score around 4.8 across more than 1,600 reviews. One note on that figure: at least one independent review has pointed out that the company's advertised Trustpilot score has at times run ahead of the live one. It is a small thing, and the underlying record is genuinely strong — but check the live score yourself rather than the number in an advertisement, which is good practice with every company on this list.
Our Verdict
Goldco combines longevity, scale and an unusually smooth rollover machine. If your priority is having someone competent handle the transfer mechanics — and you clear the $25,000 minimum — it's an easy recommendation.
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Facts in this review — fees, minimums, ratings and offers — were checked at the time of our last update and change frequently; confirm current terms directly with Goldco. This review is editorial opinion, not investment, legal or tax advice.
Goldco
Best for Customer Support · 9.5/10